Don't fall for anything that sounds too good to be true - a free vacation, sweepstakes prizes, cures for cancer and arthritis, a low-risk, high-yield investment scheme. Never give your credit card, phone card, Social Security, or bank account number to anyone over the phone. It's illegal for telemarketers to ask for these numbers to verify a prize or gift. Don't let anyone rush you into signing anything - an insurance policy, a sales agreement, a contract. Read it carefully and have someone you trust check it over. Beware of individuals claiming to represent companies, consumer organizations, or government agencies that offer to recover lost money from fraudulent telemarketers for a fee. If you're suspicious, check it out with the police, the Better Business Bureau, or local consumer protection office. Call the National Consumers League Fraud Information Center at 800-876-7060.